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RGA Reinsurance Company

Clients ranked RGA #1 on NMG Consulting's All Respondent Business Capability Index in the 2017 U.S. Individual Mortality Reinsurance Study. What makes us so successful? Exceptional facultative underwriting, strong actuarial expertise, innovative products, and timely service – all backed by a financially secure company. 

We operate in the U.S. through RGA Reinsurance Company, offer a comprehensive line of products and services, and count the majority of the 100 largest life insurance companies among our clients. 

Whether you want to bring a new product to market, improve the performance of an existing product or better manage your risk and capital through financial solutions, RGA is your partner. Meet our team to learn more.

Office Leadership

  • Emerson_Mike

    Michael L. Emerson

    FSA, MAAA, CPA (inactive)
    Executive Vice President
    Head of U.S. and 
    Latin American Markets 


Regional Headquarters
RGA Reinsurance Company
16600 Swingley Ridge Road
Chesterfield, Missouri  63017-1706
T 636.736.7000
toll-free 1.888.736.5445 

U.S. Group Reinsurance
100 Washington Avenue South
Suite 1400
Minneapolis, Minnesota 55401-1908
T 612.217.6000

Examples of key RGA offerings include:


Innovations in underwriting, distribution, data analysis, technology, and structured solutions offer significant growth opportunities for our life and health reinsurance clients.

  • RGA offers AURA, an innovative e-underwriting solution with the strongest underwriting rules service on the market.
  • RGA partnered with TransUnion, a global risk and information provider, to launch TrueRisk Life (TRL), a model that produces credit-based insurance scores for consumer evaluation and marketing to improve risk segment selection and persistency.
  • RGA’s Automatic Selection and Assessment Program (ASAP) provides instant decisions online on impaired risks.
  • RGA pioneered the practice of managing risk and capital through reinsurance. Our finance, investment, and risk experts specialize in helping clients structure capital-motivated reinsurance, asset-intensive reinsurance, and longevity reinsurance solutions.

At RGA, we believe in the power of shared knowledge. When you partner with us, we will help your underwriters and actuaries stay abreast of the latest knowledge, research and trends.

  • RGA offers conferences and training opportunities, including RGA’s Underwriting University Program.
  • RGA shares insight and expertise through RGA Central and webcasts, newsletters, white papers and articles on our Knowledge Center
  • RGA has a strong commitment to advancing the U.S. and Latin American insurance industry. Many of our experts have played key roles in supporting numerous insurance organizations and associations, from the Society of Actuaries to the American Academy of Insurance Medicine, American Academy of Actuaries, Home Office Underwriters Association, Academy of Life Underwriting and the Life Management Institute and the Mexican Actuarial Association.